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While buying cryptocurrency can seem intimidating, BitPay makes it easy for novices and tenured crypto enthusiasts to buy crypto. Simply download the BitPay app and follow the steps to creating a BitPay Wallet. After you’ve created your wallet, tap “Buy Crypto” from the home screen. Select the amount you want to convert to crypto and the cryptocurrency you’d like to buy. Enter your payment information (you can buy crypto with a credit card, debit card or via Apple Pay). You’ll immediately see offers from Wyre or Simplex. BitPay partners with Wyre and Simplex to offer you the best possible price on your crypto purchases. After you complete your purchase, your crypto will be held in your BitPay Wallet.

There are a variety of reasons people choose to buy cryptocurrency. Some buy crypto as an investment. Bitcoin had a 300% return in 2020, outperforming many popular investment vehicles. Crypto can also be used in place of traditional currency for goods and services. Thousands of companies accept cryptocurrency, with that number consistently growing year over year. See BitPay’s Merchant Directory for a curated list of companies that accept Bitcoin and cryptocurrency. Finally, some cryptocurrencies, like Ethereum, can be used to create smart contracts, NFTs and other creative purposes.

BitPay gives crypto enthusiasts a safe, simple and quick way to buy cryptocurrency. Buy with no hidden fees at competitive rates. After buying crypto, manage your assets with the all-in-one BitPay Wallet app featuring industry-leading security. Easily store, swap and spend crypto.

BitPay makes it easy to buy crypto with a credit card. Simply enter your credit card details as a payment method within the app and complete the transaction as you would any other payment method.

BitPay does not limit the amount of crypto you can buy through our app. However, our partners Simplex and Wyre may impose daily transaction limits that vary by purchasing currency. Start with little as $50 and buy up to $150,000 per day. To better understand how much crypto you can buy, please check default daily limit details provided by Simplex and Wyre.

BitPay supports Bitcoin, major altcoins, tokens and stablecoins. We are constantly evaluating and adding new coins. Currently we support Bitcoin (BTC), Ethereum (ETH), Bitcoin Cash (BCH), Dogecoin (DOGE), Shiba Inu (SHIB), Litecoin (LTC), Dai (DAI), Binance USD (BUSD), USD Coin (USDC), Wrapped Bitcoin (WBTC), Pax Dollar (USDP) and Gemini Dollar (GUSD).

After buying crypto, you can choose to hold, swap or spend your crypto. Hold and grow your assets in BitPay's non-custodial wallet to gain a return on your crypto investment. Swap one coin for another to diversify your assets. Spend crypto through the BitPay Card, buy gift cards or spend directly with BitPay merchants.

From video games and food, to airline tickets and watches, you can practically buy anything with crypto. Visit our guide on how to spend Bitcoin for a complete list of everything you can buy with crypto.

Buying crypto is legal in most countries across the world. Be sure to check with your local laws and regulations before buying cryptocurrency. BitPay offers a safe and secure way to buy, store, swap and spend crypto. Unlike wallets offered by many popular exchanges, the BitPay Wallet is a non-custodial crypto wallet. This means that you, and only you, have control over your crypto. Be sure to make a record of your private keys and to not share them with anyone.

Deciding which cryptocurrency you should buy depends on what you want to do with your crypto. If you’d like to spend crypto, you may want to buy Bitcoin, Litecoin or Bitcoin Cash as these are the most widely accepted cryptocurrencies. Ethereum and ERC-20 tokens can be used to create smart contracts, buy NFTs and many other creative use cases. Dogecoin and Shiba Inu coin have strong communities behind them that make them fun coins to buy, hold and swap. Stablecoins like USD Coin and PAX Dollar are pegged coins meaning their value is tied to the U.S. Dollar, carrying less volatility than traditional cryptocurrencies.